In my opinion, yes a college degree is necessary and worth the money and time. Mainly because you are way more likely to be successful in life and provide a good lifestyle for your family, (if you decide to have one.) The time and effort you put into a college degree can and most likely will give you a better job than a lot of Americans that don't have a college degree. Some people do not have to have a college degree to be successful. There's a lot of people who don't have a degree in college who are very successful, but you are a lot more likely to get a good paying job and be successful with a degree. Your just better off in life with a college degree, but yes having a college degree is well worth it and is totally necessary.